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butterfly money tree

butterfly money tree Money Tree Plants ‘Pachira aquatica’

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Description

butterfly money tree Money Tree Plants ‘Pachira aquatica’The Money Tree Plant, known as Pachira aquatica, is one of the best low maintenance houseplants prized for its braided trunk, lush green leaves, and association with prosperity and good fortune. In short, it's called the Money Tree because of its symbolic ties to luck, wealth, and good fortune, not because it actually grows money, though some people do jokingly wish it did! Originating from tropical wetlands, this plant has gained immense popularity

The Money Tree Plant, known as Pachira aquatica, is one of the best low-maintenance houseplants prized for its braided trunk, lush green leaves, and association with prosperity and good fortune. In short, it's called the Money Tree because of its symbolic ties to luck, wealth, and good fortune, not because it actually grows money, though some people do jokingly wish it did! 

Originating from tropical wetlands, this plant has gained immense popularity in modern homes, offices, and even business spaces across the world. The Money tree bonsai is a compact, artistic version of the traditional plant, often used to symbolize wealth and harmony in feng shui practices. 

According to the principles of Feng Shui, the Money Tree is believed to bring luck, financial prosperity, and positive energy when placed in specific areas of a home or office. It is commonly placed in the southeast corner—known as the "wealth corner"—to invite abundance and growth. The braided trunk is said to trap fortune within its folds, while the five-lobed leaves represent the five fundamental elements: earth, water, fire, wind, and metal, creating a balanced flow of chi (energy). 

The Pachira aquatica extremely fast growing up to 24 inches per year.

In its natural habitat, the Money Tree can grow up to 60 feet tall, but as a houseplant it can grow up to 6 feet tall indoors, and up to 12 feet tall outdoors in ideal your garden.

Native to Central and South America, the money tree plant has several other common names such as Malabar Chestnut, Guiana Chestnut, Chinese money tree, and Provision Tree.

The Money tree is admired for its glossy, hand-shaped palmate leaves that radiate from a central point, often with five to seven leaflets per stem, resembling an open hand.

The most iconic form features a braided trunk, achieved when several young stems are woven together while pliable and then grow as one. This braided appearance adds a sculptural quality and is often viewed as a symbolic protection of wealth.

The Money tree blooms during spring with large, showy white or cream-colored flowers with long stamens and a pleasant fragrance. These flowers later develop into large, woody seed pods containing edible chestnut-like nuts. 

One of the plant’s most unique qualities is its adaptability to various environments—it can thrive indoors with minimal care, tolerate low humidity if acclimated properly, and purify indoor air. Its symbolic significance, combined with its ornamental structure, makes it a favorite for gifting during housewarmings, business openings, and holidays.  

When and How to Water Your Monet Tree Plant 

The Money Tree is moderately drought-tolerant due to its thick, water-storing trunk, but it thrives with a consistent watering schedule that avoids soggy roots. Always check the top 2 inches of soil for dryness before watering to prevent overwatering. Water your Money Tree every 7–10 days during the growing season with deep watering and reduce to once every 3–4 weeks in the dormant season.  

From March to August, during the growing season, water thoroughly once every 7–10 days, ensuring excess water drains out of the pot. This is the Money tree plant’s active period, when it needs more hydration to support new foliage growth. Make sure the soil remains moist but never soggy, and consider misting the leaves lightly to increase humidity. 

From September to February, in the dormant season, reduce watering to once every 3–4 weeks, providing just enough to prevent the roots from drying out. Overwatering in winter is a common mistake that can lead to root rot. Keep it in a warm spot and ensure proper drainage during these cooler months. 

Light Requirements – Where to Place Your Money Tree 

When growing indoors, the Money tree plant thrives in bright, indirect light for 6–8 hours a day.

Place them near east- or south-facing windows, but avoid direct sunlight, which can scorch the leaves.

They also adapt well to fluorescent lighting, making them ideal for offices and low-light homes.

When grown outdoors, place your Pachira Money Tree in a location that receives partial shade or filtered sunlight for 4–6 hours daily.

Direct outdoor sun, especially in hot climates, can burn the leaves. A shaded patio, balcony, or under taller plants works well, as long as there's good airflow. 

Avoid low-light environments indoors or full sun outdoors, as both can cause stress. While adaptable, poor lighting leads to slow growth, leaf drop, or legginess. Rotate the plant occasionally for even light exposure and symmetrical growth. 

Optimal Soil & Fertilizer Needs 

Use a well-draining peat-based soil mixed with perlite or sand and fertilize once a year in the spring. The goal is to prevent waterlogging while retaining enough moisture for root absorption. Avoid heavy or clay-based soil. Planet Desert has specialized potting soil, opens in a new tabGo to Soil cactus mix blend 1 gal 4 qt cacti succulent dirt compost growing media that includes an organic substrate with mycorrhizae to help with the growth of a healthy root system, to help your money plant thrive. 

Fertilize once a year in the spring with a balanced, water-soluble NPK fertilizer of about 5-10-5. Do not fertilize in the dormant months, as the plant's growth slows and excess nutrients can harm it. Adding organic matter such as worm castings or compost can enhance soil fertility, especially in pots. Make sure the container has drainage holes and never let the plant sit in standing water. 

Indoor Money Tree Growing Requirements 

When growing indoors, the Money Tree prefers temperatures between 65°F and 80°F, moderate humidity, and bright indirect light. To keep it healthy, place it near a bright window where it can receive 6–8 hours of filtered sunlight daily—east, south, or west-facing windows are ideal. Avoid direct sun, which can scorch the leaves, and supplement with a grow light if natural light is limited. The plant thrives in humidity levels of around 50–60%, which you can maintain with a humidifier, pebble tray, or regular misting, especially during dry winter months. Consistent temperatures are important; keep the plant away from drafts, heaters, or AC vents, as sudden changes can lead to leaf drop or stress. With stable conditions and good light, the Money Tree makes a striking and low-maintenance indoor companion. 

Hardiness Zones & More 

In the United States, this is mostly grown as an indoor plant, but if you live in warmer climates like southern Florida or Hawaii, specifically in USDA Zones 10-12, you may be able to cultivate it outdoors year-round with care.

In these zones, choose a location that receives bright morning sunlight with partial shade in the afternoon to avoid scorching the leaves.

Humidity should be maintained at moderate to high levels, ideally above 50%, to support healthy growth and prevent leaf drop. Use a humidity tray or humidifier to maintain 40–60% humidity indoors during winter. 

Wildlife – Money Tree Flower Attracts the Following Friendly Pollinators 

The Money Tree Flower is known to attract a variety of friendly pollinators, including butterflies, bees, bats, and hummingbirds. These creatures play a crucial role in the ecosystem by helping to pollinate plants and ensure their reproduction.  

Butterflies
Bees
Hummingbirds
Lady Bugs
Multi Pollinators
Other Birds

According to the ASPCA, the Pachira aquatica is non-toxic to humans, cats, dogs, and horses. This makes it a great option for pet-friendly households. However, ingestion of large amounts may still cause mild stomach upset.

How to propagate a Money Tree 

The Chinese money tree can be propagated easily through stem cuttings taken during spring or early summer. Choose a healthy branch with at least two leaf nodes and cut it using clean, sharp scissors. Dip the cut end in rooting hormone and plant it in moist, well-draining soil. Keep the pot in bright, indirect light and maintain consistent humidity using a plastic dome or humidity tray. Roots typically form in 3–4 weeks. Once rooted, treat the new plant like a mature specimen. 

Key Takeaways

  1. According to feng shui, the popular houseplant money tree is a symbol that, when placed in homes or offices, attracts wealth, good fortune, and positive energy.
  2. This tropical plant can grow up to 24 inches per year, making it extremely fast-growing option for indoor greenery.
  3. According to ASPCA, it is non-toxic to cats and dogs, making it a pet-friendly houseplant.
  4. Money Tree plants are often grown and styled as bonsai, featuring braided trunks and compact foliage for decorative appeal.
  5. The plant thrives indoors with bright, indirect light and is easy to maintain with moderate watering and occasional pruning.

The Bottom Line 

Overall, the Money Tree ‘Pachira aquatica’ is a stylish, popular houseplant with braided stems and lush green leaves. It thrives with moderate watering, bright indirect light, and well-draining soil. Known for its symbolism of good fortune and prosperity, it is a popular choice for both indoor and outdoor décor. With its non-toxic nature, humidity tolerance, and low maintenance needs, it’s an excellent plant for beginners and collectors alike. As both a botanical treasure and a Feng Shui favorite, the Money Tree truly lives up to its name—bringing a sense of calm, balance, and prosperity to all who grow it. Order your very own Money tree for sale today! 

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Majted
New York, US
★★★★★ 5
The most current and inclusive medical reference available mid-2018.
Format: Hardcover, Format: Hardcover
Here’s the review I wrote for the 19th edition on 2011: I've been getting and using the Merck Manual for over 30 years to answer questions about disease for family and friends (pediatrics through geriatrics) as well as preparing to ask germane questions of physicians responsible for care of family and friends. It is comprehensive in its coverage of the etiology, diagnosis, treatment and prognosis of diseases of the human body and contains the latest research results on the treatment options. It's really not that difficult for the layman to understand the medical terminology and the result is factual understanding of the major aspects of disease which you will NOT get from the standard home health care books from Johns Hopkins, Harvard, Mayo Clinic, the AMA or even the Merck Home Health handbook. And, unlike the Merck Manual, these books directed to the laity do not contain the diagnostic information upon which physicians decide precisely what disease they are presented with. Yes, there will be much superfluous information which you may never use, but, when you want and need the information about a specific disease, here's where you should start your education. The same holds true for the updated 2018 20th edition. I neglected to mention that this manual also contains a plethora of ancillary information including thorough sections on pediatrics, geriatrics, injuries, bites and stings, patient care, alternative medicine, dietary supplements, rehabilitation, normal test values and even legal issues such as advance directives. Yup, it’s pricey, but it’s always proved to be valuable to me.
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Lisa A.
West Palm Beach, US
★★★★★ 5
Great reference book
Format: Hardcover
If you only have one medical resource book in your house, I recommend this one. Very thorough book.
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Reviewed in the United States on March 3, 2026
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dabelms of Bensalem
Boise, US
★★★★★ 5
Good to Have
Format: Hardcover
This is a comprehensive manual. I bought it because of the difference of opinions of different doctors and vets that we received when our cat was sick. We spent over $6,000+ and found out he only had 1 of the 7 symptoms of his diagnosis and the hospital could not find the reason for his weight loss. Many years ago a human Merck Manual helped us discover that the specialist was using one. After coming out of the hospital and during a followup visit, I asked what is the next step to take. I advised him we bought a Merck Manual and can read it just as well as him and was not happy. He sent us to an Electrophysiologist, a speciality we never knew existed. Kitty gained weight again, just needed to peak his appetite with Instinct Rabbit and Duck dry cat food. Apparently, his smell was off and Instinct coats their kibble with the flavor you are buying. It wasn’t easy finding the right one because he is food specific and it must be kibble. We donated all the ones recommended and others we thought he would the rescues. When we first adopted him as a kitten, he was sneezing mucous tinted with blood and vet said he would grow out of it. He did but …. Highly recommend double checking and / or getting a 2nd opinion, human or otherwise.
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Reviewed in the United States on January 26, 2024
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Donald J. Baccus
Lexington, US
★★★★★ 5
Compact detailed reference work
Format: Hardcover
This is the next in a series of, th most recent version. Contains a volume of medical information of many medical topics.a great reference product.
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Reviewed in the United States on November 21, 2025
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Belleville, US
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It is great to use if you are trying to understand the ...
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I am entering my second year of PA school and I use this book 2-3 times a week. Summary: This is clearly a book for practitioners ONLY (or soon to be). If you are a medical, PA, or NP student, consider delaying buying this book until your 2nd or 3rd year. This book can feel very overwhelming, especially since most of the time you have a quick question and it may take several minutes to find it. It is great to use if you are trying to understand the entire picture of a disease, especially in a clinical context. It starts by giving you 1-2 paragraphs of pathophysiology, then gives you the process of diagnosing, the clinical presentation, the ddx, labs, tx, prognosis, and "pearls" of the disease. I like using this when I am learning about a specific disease for the first time. Please understand, there is no one book that can answer every question of medicine. This however, is as close as you will get with the exception of a few things here and there. Overall, great book to supplement my classroom lectures.
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Reviewed in the United States on July 5, 2018

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